Small Business | Bank of America Merrill Lynch
Employees are hungry for financial wellness help.
Review the 2018 Workplace Benefits Report.

Small Business Retirement Plans

Solutions to help meet your needs

As a successful business owner, you know there is just one way to stay ahead: continuous improvement. It's the same with your company's retirement plan. It can be a valuable small business benefit, helping you attract and retain the best employees – creating a competitive edge and a way to help keep your company on a strong growth track.
By choosing Merrill Lynch for your retirement services, you could benefit from the unbiased, personalized guidance of a dedicated Merrill Lynch Advisor. Your Merrill Lynch Advisor works with you through the entire process – evaluation, design, implementation and review – of your retirement plan. Our consultative approach allows us to keep in step with your company as it grows and make sure the plan continues to help you and your employees pursue financial wellness.

Advisor Alliance

Advisor Alliance combines Merrill Lynch Wealth Management’s investment and advisory services with a network of diverse, committed third-party providers who offer competitive recordkeeping and plan administration services for your business retirement plan needs. Advisor Alliance offers the following features to help you pursue better plan outcomes.
  • Your Merrill Lynch advisor can help evaluate the platform appropriate for your plan needs and provide personalized guidance on an ongoing basis. By combining our consultative approach with experienced service provider capabilities, our goal is to make it easy for you to make appropriate decisions to help your employees and company pursue financial wellness.
  • Our providers are nationally recognized leaders1 in the industry who offer competitive, value-added products and services. Merrill Lynch utilizes a thorough and structured process for service provider selection and potential providers must be experienced leaders in the small and middle market segments with strong product, platform and service capabilities.
  • Through our Fiduciary Advisory Services2, we can help you construct and maintain a sound investment line-up and act as co-fiduciary3 for your plan.
  • Our Education and Plan Services encompass non-fiduciary services available4 to the plan including, but not limited to, plan design services, employee education and relationship management.
1 2017 PLANSPONSOR Defined Contribution Survey.
2 Fiduciary Advisory Services is an investment advisory service sponsored by Merrill Lynch. It will only be offered to defined contribution plans recordkept by Bank of America Merrill Lynch and plans recordkept by our Advisor Alliance providers. It is available for plans up to $500 million in plan assets. For more information on plan eligibility speak to your Merrill Lynch advisor.
3 The Merrill Lynch Fiduciary Advisory Services Client Agreement and the related fee schedule and the Merrill Lynch Fiduciary Advisory Services program Brochure and other disclosure documents include information about the program, including Merrill Lynch’s fiduciary responsibilities pursuant to ERISA section 3(21).
4 Education and Plan Services are non-fiduciary services required for Advisor Alliance plans and optional for MLII plans.
You have a plan for your business.
But what about your retirement?
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See how Retirement & Benefit Plan Services can expand the possibilities of your employee benefit solutions.
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